CZN you owe it to yourself to talk to a couple of people from this site and get their view. Sean is not one to brag, especially via a public forum like this. There is more to your decision than who you have your tow insurance from. Who do you want to deal with if you have a problem? What are those people really like? Ask around, you will find that not only is the local Sea Tow a good business, Sean and his employees are genuinely good people. They do the right things right. While they are in business, it's not just about the money, that's what sets them apart.